How to Sell a House with Fire Damages in Kentucky

How to Sell a House with Fire Damages in Kentucky

Rebuilding your house after a house fire can be an expensive and emotional experience. Even a small house fire can cause significant damage that can be difficult to recover from, causing you to choose to sell your house. In Kentucky, you have two choices to sell your house. You can sell your house as-is, or you can sell it to a fire damage restoration service that will restore it and sell it to make a profit.

How to Sell a House with Fire Damages in Kentucky

The first thing you need to do is file a claim with your insurance company. You will need to include pictures and the fire investigator’s report with your claim so that the insurance company pays you. You can also ask your insurance company to provide you with temporary housing while your house is out of commission.

You should hire a professional restoration service to estimate the total amount it will cost to repair your property. Once you have been given the estimate, you can decide if you should sell your house as-is or to a company.

Selling a House with Fire Damages As-Is in Kentucky

To sell your house as-is, you’ll need to make sure you file a claim with your insurance company. The money from the insurance company will make up for the amount you will lose on the house by selling as-is with extensive fire damage.

Selling a house as-is means that you aren’t going to make any improvements before the buyer purchases it. What they see is what they get. Always disclose the fire damage when selling an as-is house. Trying to hide the fire damage can have substantial consequences. Not only will the buyer likely retract their offer when finding out there has been a fire in the house, but you can be sued for fraud by not disclosing the fire damage. It’s always in your best interest to disclose the fire damage when selling a house with fire damage in Kentucky.

Make sure that you include everything you have done to repair the fire damage in the disclosure.

Selling a House to a Company in Kentucky

The other option you have for selling a house with fire damage in Kentucky is to sell it to a company that provides fire damage restoration services and specializes in buying damaged houses. These experts have the money and connections to make all of the repairs, including things like air duct cleaning, carpet cleaning, and repairing smoke damage and water damage, so that they can sell the house.

You’ll need to make sure that you file a claim with your insurance company so that you can be paid for the losses that have been incurred from the fire. Just like selling your house as-is, the payment from your insurance company will make up for the amount you will lose when selling your house with fire damage.

Selling a House After Making Repairs

You can always sell your house after you make repairs to the fire damage. In Kentucky, you must disclose to the seller that your house has suffered fire damage. You are legally required to disclose this information to the seller. Failing to do so can result in being sued for fraud, even if you have made repairs that make it impossible to tell that there was fire damage to begin with. You can always choose to take the insurance money and make the necessary repairs before selling your property. Just keep in mind that this may be an emotional process that is difficult to go through, so selling your house as-is or to a company might be your best option.

Why You Should Sell a House with Fire Damages in Kentucky

There are many benefits of selling a house with fire damages in Kentucky. It is both emotional and expensive to repair a house with fire damage.

Selling a house with fire damage ultimately prevents you from going through the emotional and expensive repair process, but there are some other benefits of selling your house with fire damage in Kentucky that you may not have thought of.

  • You can leave unwanted items behind. In traditional sales, you have to remove all of your belongings from the house, but with as-is sales, you can leave these items behind.
  • You can get cash for your house. Individuals who purchase a house as-is or a company that purchases a house with fire damage almost always pay in cash.
  • The house can be sold quickly. Selling a house with fire damage can be sold much more quickly than a traditional sale.

Final Thoughts

If you have suffered a house fire disaster in Kentucky, rest assured that you have options. You can choose to make the repairs yourself, you can sell the house as-is or sell the house to a professional company that does fire restoration. No matter which option you choose, you will need to make a claim with your insurance company so that you can be compensated for the loss you have incurred from the fire.

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